:root {
  --ink: #132326;
  --muted: #66777a;
  --paper: #f5f4ef;
  --card: #fff;
  --green: #0f4c46;
  --green2: #1d6a5e;
  --line: #d9dfdc;
  --orange: #f35c23;
  --red: #a9342c;
  --shadow: 0 18px 50px rgba(16, 38, 43, .10)
}

* {
  box-sizing: border-box
}

html {
  scroll-behavior: smooth
}

body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.62
}

a {
  color: inherit;
  text-decoration: none
}

img {
  display: block;
  max-width: 100%
}

.shell {
  width: min(1180px, calc(100% - 40px));
  margin: auto
}

.ad-bar {
  min-height: 34px;
  background: #111;
  color: #fff;
  display: flex;
  justify-content: center;
  gap: 12px;
  align-items: center;
  padding: 7px 18px;
  font-size: 12px;
  letter-spacing: .04em
}

.ad-bar strong {
  background: #fff;
  color: #111;
  padding: 2px 7px;
  border-radius: 3px;
  font-size: 10px;
  letter-spacing: .12em
}

.ad-bar span {
  opacity: .78
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 40;
  background: rgba(245, 244, 239, .94);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(19, 35, 38, .08)
}

.header-row {
  height: 76px;
  display: flex;
  align-items: center;
  gap: 28px
}

.brand {
  display: flex;
  align-items: center;
  gap: 11px;
  font: 800 21px/1 Georgia, serif;
  letter-spacing: -.02em
}

.brand-mark {
  display: grid;
  place-items: center;
  width: 34px;
  height: 34px;
  border-radius: 10px;
  background: var(--green);
  color: white;
  font: 800 12px/1 Inter, sans-serif;
  letter-spacing: .05em
}

.desktop-nav {
  display: flex;
  gap: 23px;
  margin-left: auto
}

.desktop-nav a {
  font-size: 14px;
  font-weight: 650;
  color: #324246
}

.desktop-nav a:hover {
  color: var(--green)
}

.header-action {
  padding: 10px 16px;
  border-radius: 999px;
  background: var(--green);
  color: #fff;
  font-weight: 750;
  font-size: 13px
}

.menu-toggle {
  display: none;
  margin-left: auto;
  border: 0;
  background: none;
  font-size: 24px
}

.mobile-nav {
  display: none;
  padding: 8px 20px 18px;
  gap: 10px;
  flex-wrap: wrap
}

.mobile-nav a {
  background: #fff;
  padding: 9px 12px;
  border-radius: 10px;
  border: 1px solid var(--line);
  font-size: 13px
}

.hero {
  padding: 72px 0 36px
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.4fr .8fr;
  gap: 46px;
  align-items: end
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--green);
  font-size: 12px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: .12em
}

.hero h1 {
  font: 700 clamp(44px, 6vw, 78px)/.98 Georgia, serif;
  letter-spacing: -.045em;
  margin: 18px 0 22px;
  max-width: 850px
}

.hero p {
  font-size: 19px;
  color: #526468;
  max-width: 680px;
  margin: 0
}

.hero-note {
  background: #e5ede9;
  border-radius: 22px;
  padding: 26px
}

.hero-note strong {
  display: block;
  font: 700 22px/1.15 Georgia, serif;
  margin-bottom: 10px
}

.hero-note p {
  font-size: 14px;
  margin: 0
}

.feature-grid {
  display: grid;
  grid-template-columns: 1.6fr .8fr .8fr;
  gap: 18px;
  padding: 25px 0 64px
}

.story-card {
  position: relative;
  min-height: 320px;
  border-radius: 22px;
  overflow: hidden;
  color: #fff;
  padding: 26px;
  display: flex;
  align-items: flex-end;
  background: linear-gradient(145deg, var(--card-color), #102d35);
  box-shadow: var(--shadow)
}

.story-card.big {
  min-height: 510px
}

.story-card:before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at 78% 16%, rgba(255, 255, 255, .18), transparent 28%), linear-gradient(to top, rgba(0, 0, 0, .48), transparent 58%)
}

.story-card>* {
  position: relative
}

.story-card .category {
  font-size: 11px;
  font-weight: 850;
  letter-spacing: .12em;
  text-transform: uppercase;
  opacity: .9
}

.story-card h2,
.story-card h3 {
  font-family: Georgia, serif;
  line-height: 1.03;
  letter-spacing: -.03em;
  margin: 10px 0
}

.story-card h2 {
  font-size: 42px
}

.story-card h3 {
  font-size: 28px
}

.story-card p {
  margin: 0;
  color: rgba(255, 255, 255, .83);
  font-size: 14px
}

.section {
  padding: 62px 0
}

.section-head {
  display: flex;
  justify-content: space-between;
  align-items: end;
  gap: 20px;
  margin-bottom: 24px
}

.section-head h2 {
  font: 700 38px/1 Georgia, serif;
  margin: 0;
  letter-spacing: -.03em
}

.section-head a {
  font-size: 13px;
  font-weight: 800;
  color: var(--green)
}

.card-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px
}

.article-card {
  background: #fff;
  border-radius: 18px;
  overflow: hidden;
  border: 1px solid rgba(20, 44, 48, .08);
  transition: .2s ease
}

.article-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow)
}

.card-art {
  height: 190px;
  background: linear-gradient(140deg, var(--card-color), #102f39);
  position: relative
}

.card-art:after {
  content: "STERLING EDGE";
  position: absolute;
  right: 16px;
  bottom: 12px;
  color: rgba(255, 255, 255, .52);
  font-size: 10px;
  font-weight: 800;
  letter-spacing: .14em
}

.card-copy {
  padding: 21px
}

.card-copy .meta,
.article-meta {
  font-size: 12px;
  color: #748487
}

.card-copy h3 {
  font: 700 25px/1.08 Georgia, serif;
  letter-spacing: -.025em;
  margin: 9px 0 10px
}

.card-copy p {
  font-size: 14px;
  color: #657579;
  margin: 0
}

.subscribe-panel {
  margin: 65px auto;
  background: linear-gradient(105deg, #a9342c, #ff6021);
  border-radius: 24px;
  padding: 40px;
  display: grid;
  grid-template-columns: .9fr 1.1fr;
  gap: 40px;
  color: #fff
}

.subscribe-panel h2 {
  font: 800 44px/.98 Inter, sans-serif;
  letter-spacing: -.04em;
  margin: 0 0 18px
}

.subscribe-panel p {
  opacity: .9;
  max-width: 460px
}

.subscribe-benefits {
  display: grid;
  gap: 9px;
  font-family: Georgia, serif
}

.subscribe-box {
  background: #fff;
  color: var(--ink);
  border-radius: 14px;
  padding: 28px
}

.field-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px
}

.field {
  display: grid;
  gap: 6px;
  margin-bottom: 10px
}

.field label {
  font-size: 12px;
  font-weight: 750;
  color: #546568
}

.field input,
.field textarea {
  width: 100%;
  border: 1px solid #89969a;
  border-radius: 4px;
  padding: 13px 14px;
  font: inherit;
  background: #fff
}

.field input:focus,
.field textarea:focus {
  outline: 2px solid rgba(15, 76, 70, .18);
  border-color: var(--green)
}

.btn {
  display: inline-flex;
  justify-content: center;
  align-items: center;
  border: 0;
  border-radius: 6px;
  padding: 13px 17px;
  font: 800 13px/1 Inter, sans-serif;
  cursor: pointer
}

.btn-orange {
  width: 100%;
  background: #ff5d21;
  color: #fff;
  text-transform: uppercase
}

.form-note {
  font-size: 11px;
  color: #718184;
  margin: 10px 0 0
}

.form-status {
  min-height: 22px;
  font-size: 13px;
  font-weight: 700;
  margin-top: 8px
}

.category-hero {
  padding: 56px 0 28px;
  border-bottom: 1px solid var(--line)
}

.category-hero h1 {
  font: 700 58px/1 Georgia, serif;
  letter-spacing: -.04em;
  margin: 10px 0
}

.category-hero p {
  max-width: 680px;
  color: #627376
}

.category-list {
  padding: 40px 0 70px
}

.article-shell {
  width: min(1180px, calc(100% - 40px));
  margin: auto;
  display: grid;
  grid-template-columns: minmax(0, 760px) 300px;
  gap: 70px;
  padding: 52px 0 80px
}

.breadcrumbs {
  font-size: 12px;
  color: #728184;
  margin-bottom: 22px
}

.article-title {
  font: 700 clamp(43px, 6vw, 70px)/.98 Georgia, serif;
  letter-spacing: -.045em;
  margin: 0 0 20px
}

.article-dek {
  font-size: 20px;
  color: #617276;
  margin: 0 0 18px
}

.article-meta {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  padding: 15px 0 24px;
  border-bottom: 1px solid var(--line)
}

.article-art {
  height: 360px;
  border-radius: 22px;
  margin: 28px 0;
  background: linear-gradient(135deg, var(--article-color), #102f39);
  position: relative;
  overflow: hidden
}

.article-art:after {
  content: "STERLING EDGE • GUIDE";
  position: absolute;
  right: 24px;
  bottom: 20px;
  color: rgba(255, 255, 255, .64);
  font-size: 11px;
  font-weight: 800;
  letter-spacing: .16em
}

.article-body {
  font-family: Georgia, serif;
  font-size: 18px;
  line-height: 1.8
}

.article-body h2 {
  font: 700 32px/1.13 Georgia, serif;
  letter-spacing: -.02em;
  margin: 42px 0 12px
}

.article-body p {
  margin: 0 0 19px
}

.article-body .info-box {
  font-family: Inter, sans-serif;
  font-size: 14px;
  background: #e8eeeb;
  border-left: 4px solid var(--green);
  padding: 18px;
  border-radius: 6px;
  margin: 24px 0
}

.article-body.is-blurred {
  filter: blur(7px);
  user-select: none;
  pointer-events: none
}

.article-sidebar {
  position: relative
}

.sidebar-sticky {
  position: sticky;
  top: 130px
}

.sidebar-card {
  background: #fff;
  padding: 22px;
  border-radius: 16px;
  margin-bottom: 16px;
  border: 1px solid rgba(20, 44, 48, .08)
}

.sidebar-card h3 {
  font: 700 22px/1.1 Georgia, serif;
  margin: 0 0 14px
}

.sidebar-card a {
  display: block;
  padding: 10px 0;
  border-top: 1px solid #edf0ee;
  font-size: 13px;
  font-weight: 700
}

.site-footer {
  background: #102c32;
  color: #fff;
  padding: 56px 0 26px
}

.footer-top {
  display: grid;
  grid-template-columns: .8fr 1.2fr;
  gap: 40px;
  align-items: start
}

.brand-footer {
  color: #fff
}

.footer-top p {
  color: #aebcbe;
  font-size: 13px;
  max-width: 360px
}

.footer-links {
  display: flex;
  justify-content: flex-end;
  gap: 16px;
  flex-wrap: wrap
}

.footer-links a {
  font-size: 12px;
  color: #d2dbdc
}

.mandatory-disclosure {
  margin-top: 34px;
  padding: 20px;
  border: 1px solid rgba(255, 255, 255, .18);
  border-radius: 10px;
  color: #d9e0e0;
  font-size: 14.5px;
  line-height: 1.55;
  letter-spacing: .01em
}

.footer-bottom {
  display: flex;
  justify-content: space-between;
  gap: 20px;
  margin-top: 22px;
  padding-top: 20px;
  border-top: 1px solid rgba(255, 255, 255, .12);
  font-size: 11px;
  color: #98aaad
}

.legal {
  padding: 58px 0 80px
}

.legal article {
  max-width: 820px;
  background: #fff;
  border-radius: 20px;
  padding: 42px;
  margin: auto
}

.legal h1 {
  font: 700 48px/1 Georgia, serif;
  margin: 0 0 18px
}

.legal h2 {
  font: 700 26px/1.1 Georgia, serif;
  margin-top: 34px
}

.legal p,
.legal li {
  color: #536568
}

.cookie-banner {
  position: fixed;
  left: 20px;
  right: 20px;
  bottom: 20px;
  z-index: 90;
  display: none;
  align-items: center;
  gap: 20px;
  max-width: 740px;
  margin: auto;
  background: #101c1e;
  color: #fff;
  border-radius: 14px;
  padding: 14px 16px;
  box-shadow: var(--shadow)
}

.cookie-banner.is-visible {
  display: flex
}

.cookie-banner p {
  font-size: 12px;
  margin: 0
}

.cookie-banner button {
  margin-left: auto;
  border: 0;
  border-radius: 8px;
  background: #fff;
  color: #101c1e;
  padding: 9px 13px;
  font-weight: 800
}

.paywall {
  position: fixed;
  inset: 0;
  z-index: 35;
  display: none;
  background: rgba(11, 25, 29, .54);
  backdrop-filter: blur(4px);
  align-items: center;
  justify-content: center;
  padding: 96px 20px 24px
}

.paywall.is-open {
  display: flex
}

.paywall-card {
  width: min(560px, 100%);
  max-height: calc(100vh - 130px);
  overflow: auto;
  background: #fff;
  border-radius: 22px;
  box-shadow: 0 30px 100px rgba(0, 0, 0, .3);
  padding: 28px
}

.paywall-kicker {
  font-size: 11px;
  font-weight: 850;
  color: var(--green);
  letter-spacing: .13em;
  text-transform: uppercase
}

.paywall h2 {
  font: 700 34px/1.04 Georgia, serif;
  margin: 8px 0 10px
}

.paywall p {
  color: #66787b;
  font-size: 14px
}

.auth-tabs {
  display: flex;
  background: #edf1ef;
  border-radius: 10px;
  padding: 4px;
  margin: 20px 0
}

.auth-tabs button {
  flex: 1;
  border: 0;
  background: transparent;
  border-radius: 8px;
  padding: 10px;
  font-weight: 800;
  color: #536567;
  cursor: pointer
}

.auth-tabs button.is-active {
  background: #fff;
  color: var(--ink);
  box-shadow: 0 3px 10px rgba(0, 0, 0, .06)
}

.auth-panel {
  display: none
}

.auth-panel.is-active {
  display: block
}

.home-link {
  display: flex;
  justify-content: center;
  margin-top: 12px;
  font-size: 12px;
  font-weight: 800;
  color: #66787b
}

.body-locked {
  overflow: hidden
}

.admin-pill {
  position: fixed;
  z-index: 120;
  right: 14px;
  bottom: 14px;
  background: #102c32;
  color: #fff;
  border-radius: 999px;
  padding: 8px 12px;
  font-size: 11px;
  font-weight: 800;
  box-shadow: var(--shadow)
}

@media(max-width:900px) {

  .desktop-nav,
  .header-action {
    display: none
  }

  .menu-toggle {
    display: block
  }

  .mobile-nav.is-open {
    display: flex
  }

  .hero-grid,
  .subscribe-panel,
  .footer-top,
  .article-shell {
    grid-template-columns: 1fr
  }

  .feature-grid {
    grid-template-columns: 1fr 1fr
  }

  .feature-grid .big {
    grid-column: 1/-1
  }

  .card-grid {
    grid-template-columns: 1fr 1fr
  }

  .article-sidebar {
    display: none
  }

  .footer-links {
    justify-content: flex-start
  }

  .article-shell {
    gap: 20px
  }

  .article-art {
    height: 300px
  }
}

@media(max-width:620px) {

  .shell,
  .article-shell {
    width: min(100% - 24px, 1180px)
  }

  .ad-bar {
    justify-content: flex-start;
    overflow: hidden;
    white-space: nowrap
  }

  .ad-bar span {
    overflow: hidden;
    text-overflow: ellipsis
  }

  .header-row {
    height: 64px
  }

  .hero {
    padding: 44px 0 20px
  }

  .hero h1 {
    font-size: 46px
  }

  .hero-note {
    padding: 20px
  }

  .feature-grid,
  .card-grid {
    grid-template-columns: 1fr
  }

  .feature-grid .big {
    min-height: 390px
  }

  .story-card {
    min-height: 310px
  }

  .story-card h2 {
    font-size: 34px
  }

  .subscribe-panel {
    margin: 40px auto;
    padding: 24px;
    border-radius: 18px
  }

  .subscribe-panel h2 {
    font-size: 36px
  }

  .field-row {
    grid-template-columns: 1fr
  }

  .category-hero h1 {
    font-size: 44px
  }

  .article-shell {
    padding-top: 34px
  }

  .article-title {
    font-size: 44px
  }

  .article-art {
    height: 230px
  }

  .legal article {
    padding: 25px
  }

  .legal h1 {
    font-size: 38px
  }

  .footer-bottom {
    flex-direction: column
  }

  .paywall {
    padding-top: 82px
  }

  .paywall-card {
    padding: 22px
  }

  .paywall h2 {
    font-size: 30px
  }
}


/* V2 editorial team + author system */
.team-section {
  padding: 58px 0 72px;
  background: #ecece7;
  border-top: 1px solid rgba(19, 35, 38, .07);
  border-bottom: 1px solid rgba(19, 35, 38, .08)
}

.team-heading {
  display: grid;
  justify-items: center;
  text-align: center;
  max-width: 760px;
  margin: 0 auto 34px
}

.team-heading h2 {
  font: 700 clamp(36px, 4.3vw, 56px)/1.02 Georgia, serif;
  letter-spacing: -.04em;
  margin: 10px 0 14px;
  color: #14282c
}

.team-heading p {
  margin: 0;
  color: #607073;
  font-size: 16px;
  max-width: 650px
}

.chief-card {
  display: grid;
  grid-template-columns: 220px minmax(0, 1fr);
  gap: 38px;
  align-items: center;
  max-width: 960px;
  margin: 0 auto 22px;
  padding: 34px 42px;
  background: #102f35;
  color: #fff;
  border-radius: 18px;
  box-shadow: 0 24px 55px rgba(16, 47, 53, .15);
  position: relative;
  overflow: hidden
}

.chief-card:after {
  content: "";
  position: absolute;
  width: 360px;
  height: 360px;
  border-radius: 50%;
  right: -160px;
  top: -190px;
  background: rgba(255, 255, 255, .045)
}

.chief-portrait-wrap {
  position: relative;
  z-index: 1;
  justify-self: center
}

.chief-avatar {
  width: 176px;
  height: 176px;
  object-fit: cover;
  border-radius: 50%;
  filter: grayscale(1);
  border: 5px solid rgba(255, 255, 255, .96);
  box-shadow: 0 12px 30px rgba(0, 0, 0, .22)
}

.chief-badge {
  position: absolute;
  left: 50%;
  bottom: -9px;
  transform: translateX(-50%);
  white-space: nowrap;
  background: #f4f1e8;
  color: #17353a;
  border-radius: 999px;
  padding: 7px 12px;
  font-size: 10px;
  font-weight: 900;
  letter-spacing: .08em;
  text-transform: uppercase;
  box-shadow: 0 5px 16px rgba(0, 0, 0, .16)
}

.chief-copy {
  position: relative;
  z-index: 1
}

.chief-copy .expert-role {
  color: #b8d0cb
}

.chief-copy h3 {
  font: 700 40px/1 Georgia, serif;
  letter-spacing: -.035em;
  margin: 7px 0 12px
}

.chief-copy p {
  margin: 0 0 18px;
  color: rgba(255, 255, 255, .80);
  max-width: 640px;
  font-size: 15px;
  line-height: 1.7
}

.expert-role {
  display: block;
  color: #54706d;
  text-transform: uppercase;
  letter-spacing: .10em;
  font-size: 10px;
  font-weight: 900
}

.expert-tags {
  display: flex;
  gap: 7px;
  flex-wrap: wrap;
  margin-top: auto
}

.expert-tags span {
  border: 1px solid #d8dfdc;
  background: #f5f6f3;
  color: #526562;
  border-radius: 999px;
  padding: 5px 9px;
  font-size: 10px;
  font-weight: 750;
  line-height: 1.2
}

.expert-tags--light span {
  border-color: rgba(255, 255, 255, .17);
  background: rgba(255, 255, 255, .08);
  color: #e5eeeb
}

.experts-grid {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 14px;
  align-items: stretch
}

.expert-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  background: #fff;
  border: 1px solid rgba(19, 35, 38, .09);
  border-radius: 16px;
  padding: 24px 18px 20px;
  box-shadow: 0 8px 25px rgba(20, 40, 45, .045);
  min-width: 0
}

.expert-avatar {
  width: 106px;
  height: 106px;
  object-fit: cover;
  border-radius: 50%;
  filter: grayscale(1);
  border: 4px solid #fff;
  box-shadow: 0 8px 22px rgba(14, 32, 35, .17);
  margin-bottom: 18px
}

.expert-card__body {
  display: flex;
  flex-direction: column;
  align-items: center;
  height: 100%;
  min-width: 0
}

.expert-card h3 {
  font: 700 23px/1.05 Georgia, serif;
  letter-spacing: -.025em;
  margin: 6px 0 10px;
  color: #17292d
}

.expert-card p {
  font-size: 12.5px;
  line-height: 1.62;
  color: #667679;
  margin: 0 0 16px
}

.expert-card .expert-tags {
  justify-content: center
}

.section {
  padding: 68px 0
}

.section-head {
  margin-bottom: 28px
}

.article-card {
  border-radius: 14px;
  box-shadow: 0 8px 24px rgba(17, 36, 40, .035)
}

.article-card:hover {
  transform: translateY(-2px);
  box-shadow: 0 18px 38px rgba(17, 36, 40, .10)
}

.card-copy {
  padding: 20px 21px 22px
}

.card-author {
  display: flex;
  align-items: center;
  gap: 8px;
  margin: 10px 0 2px;
  color: #41575a;
  font-size: 11px;
  font-weight: 800
}

.card-author img {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  object-fit: cover;
  filter: grayscale(1);
  background: #d8ddda;
  border: 1px solid #d0d7d4
}

.article-byline {
  display: grid;
  grid-template-columns: 58px minmax(0, 1fr) auto;
  gap: 13px 15px;
  align-items: center;
  padding: 16px 0 23px;
  border-bottom: 1px solid var(--line);
  margin-top: 3px
}

.article-byline>img {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  object-fit: cover;
  filter: grayscale(1);
  border: 2px solid #fff;
  box-shadow: 0 3px 12px rgba(16, 38, 43, .12)
}

.article-byline__identity {
  display: grid;
  line-height: 1.22
}

.article-byline__identity>span {
  font-size: 10px;
  color: #718083;
  text-transform: uppercase;
  letter-spacing: .09em;
  font-weight: 850
}

.article-byline__identity strong {
  font: 700 17px/1.2 Georgia, serif;
  color: #193034;
  margin: 2px 0
}

.article-byline__identity small {
  font-size: 11px;
  color: #687a7d
}

.article-byline__details {
  display: flex;
  gap: 11px;
  flex-wrap: wrap;
  justify-content: flex-end;
  color: #728184;
  font-size: 11px;
  text-align: right
}

.article-byline__details span+span:before {
  content: "•";
  margin-right: 11px;
  color: #9ba5a7
}

.author-profile {
  display: grid;
  grid-template-columns: 92px 1fr;
  gap: 20px;
  align-items: start;
  margin: 44px 0 0;
  padding: 24px;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  background: #f0f1ed
}

.author-profile>img {
  width: 88px;
  height: 88px;
  border-radius: 50%;
  object-fit: cover;
  filter: grayscale(1);
  border: 3px solid #fff;
  box-shadow: 0 5px 18px rgba(16, 38, 43, .12)
}

.author-profile h3 {
  font: 700 26px/1 Georgia, serif;
  margin: 5px 0 5px;
  letter-spacing: -.02em
}

.author-profile strong {
  font-size: 12px;
  color: #48605f
}

.author-profile p {
  font: 400 13px/1.65 Inter, sans-serif;
  color: #657679;
  margin: 8px 0 0
}

.category-list .card-grid {
  align-items: stretch
}

.category-list .article-card {
  height: 100%
}

.category-list .card-copy {
  display: flex;
  flex-direction: column;
  height: calc(100% - 190px)
}

.category-list .card-copy p {
  margin-top: auto;
  padding-top: 10px
}

@media(max-width:1100px) {
  .experts-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr))
  }

  .expert-card {
    padding-inline: 22px
  }
}

@media(max-width:900px) {
  .team-section {
    padding: 48px 0 58px
  }

  .chief-card {
    grid-template-columns: 165px 1fr;
    gap: 28px;
    padding: 30px
  }

  .chief-avatar {
    width: 148px;
    height: 148px
  }

  .experts-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 16px
  }

  .expert-card {
    display: grid;
    grid-template-columns: 92px 1fr;
    align-items: start;
    text-align: left;
    gap: 17px;
    padding: 20px
  }

  .expert-avatar {
    width: 88px;
    height: 88px;
    margin: 0
  }

  .expert-card__body {
    align-items: flex-start
  }

  .expert-card .expert-tags {
    justify-content: flex-start
  }

  .expert-card p {
    font-size: 13px
  }

  .article-byline {
    grid-template-columns: 56px 1fr
  }

  .article-byline__details {
    grid-column: 1/-1;
    justify-content: flex-start;
    text-align: left;
    padding-left: 71px;
    margin-top: -5px
  }
}

@media(max-width:620px) {
  .team-section {
    padding: 40px 0 46px
  }

  .team-heading {
    justify-items: start;
    text-align: left;
    margin-bottom: 24px
  }

  .team-heading h2 {
    font-size: 37px
  }

  .team-heading p {
    font-size: 14px
  }

  .chief-card {
    grid-template-columns: 1fr;
    justify-items: center;
    text-align: center;
    padding: 27px 22px 25px;
    gap: 25px;
    border-radius: 15px
  }

  .chief-avatar {
    width: 132px;
    height: 132px
  }

  .chief-copy h3 {
    font-size: 34px
  }

  .chief-copy p {
    font-size: 13px;
    line-height: 1.65
  }

  .chief-copy .expert-tags {
    justify-content: center
  }

  .experts-grid {
    grid-template-columns: 1fr;
    gap: 12px
  }

  .expert-card {
    grid-template-columns: 78px 1fr;
    gap: 15px;
    padding: 17px;
    border-radius: 13px
  }

  .expert-avatar {
    width: 76px;
    height: 76px;
    border-width: 3px
  }

  .expert-card h3 {
    font-size: 22px;
    margin-bottom: 7px
  }

  .expert-card p {
    font-size: 12px;
    line-height: 1.55;
    margin-bottom: 11px
  }

  .expert-tags span {
    font-size: 9px;
    padding: 4px 7px
  }

  .section {
    padding: 48px 0
  }

  .section-head {
    align-items: flex-start;
    flex-direction: column;
    gap: 6px
  }

  .article-byline {
    grid-template-columns: 48px 1fr;
    gap: 11px;
    padding-top: 12px
  }

  .article-byline>img {
    width: 46px;
    height: 46px
  }

  .article-byline__identity strong {
    font-size: 16px
  }

  .article-byline__details {
    padding-left: 0;
    display: grid;
    gap: 4px;
    font-size: 10px
  }

  .article-byline__details span+span:before {
    display: none
  }

  .author-profile {
    grid-template-columns: 64px 1fr;
    gap: 14px;
    padding: 18px 15px;
    margin-top: 34px
  }

  .author-profile>img {
    width: 62px;
    height: 62px
  }

  .author-profile h3 {
    font-size: 22px
  }

  .author-profile p {
    grid-column: 1/-1;
    font-size: 12px
  }
}


/* V3 full-screen hero + paid membership presentation */
.hero {
  position: relative;
  isolation: isolate;
  min-height: calc(100svh - 110px);
  padding: 0;
  display: flex;
  align-items: center;
  overflow: hidden;
  background: #0c292f url('../images/financial-product.webp') center/cover no-repeat;
  color: #fff;
}

.hero:before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -1;
  background: linear-gradient(90deg, rgba(5, 20, 25, .92) 0%, rgba(8, 27, 31, .78) 45%, rgba(8, 27, 31, .25) 73%, rgba(8, 27, 31, .38) 100%)
}

.hero:after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  height: 170px;
  z-index: -1;
  background: linear-gradient(to bottom, transparent, rgba(5, 20, 25, .32))
}

.hero-grid--fullscreen {
  width: min(1280px, calc(100% - 54px));
  grid-template-columns: minmax(0, 1.02fr) minmax(390px, .98fr);
  gap: 24px;
  align-items: center;
  padding: 54px 0 62px
}

.hero-copy {
  position: relative;
  z-index: 2;
  max-width: 760px
}

.hero-kicker {
  display: inline-flex;
  color: #dfc080;
  font-size: 11px;
  font-weight: 850;
  letter-spacing: .16em;
  text-transform: uppercase;
  margin-bottom: 20px
}

.hero h1 {
  color: #fff;
  font-size: clamp(52px, 6.5vw, 92px);
  line-height: .94;
  max-width: 820px;
  margin: 0 0 24px;
  text-wrap: balance
}

.hero p {
  color: rgba(239, 247, 245, .82);
  font-size: clamp(17px, 1.6vw, 21px);
  line-height: 1.62;
  max-width: 700px
}

.hero-actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 30px
}

.hero-primary,
.hero-secondary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 0 19px;
  border-radius: 999px;
  font-size: 13px;
  font-weight: 850;
  transition: .18s ease
}

.hero-primary {
  background: #f3efe3;
  color: #112b31
}

.hero-primary:hover {
  background: #fff;
  transform: translateY(-1px)
}

.hero-secondary {
  border: 1px solid rgba(255, 255, 255, .28);
  background: rgba(255, 255, 255, .08);
  color: #fff;
  backdrop-filter: blur(8px)
}

.hero-secondary:hover {
  background: rgba(255, 255, 255, .14)
}

.hero-trust {
  display: flex;
  gap: 17px;
  flex-wrap: wrap;
  margin-top: 28px;
  color: rgba(228, 240, 237, .66);
  font-size: 11px;
  font-weight: 700
}

.hero-trust span {
  display: flex;
  align-items: center;
  gap: 7px
}

.hero-trust span:before {
  content: "";
  width: 5px;
  height: 5px;
  border-radius: 50%;
  background: #d8bd7e;
  box-shadow: 0 0 0 4px rgba(216, 189, 126, .11)
}

.hero-money {
  position: relative;
  align-self: end;
  display: flex;
  align-items: flex-end;
  justify-content: flex-end;
  min-height: 560px;
  pointer-events: none
}

.hero-money:before {
  content: "";
  position: absolute;
  width: 480px;
  height: 480px;
  right: 1%;
  bottom: 2%;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(221, 193, 130, .17), rgba(135, 181, 160, .07) 48%, transparent 70%);
  filter: blur(3px)
}

.hero-money img {
  position: relative;
  width: min(720px, 112%);
  max-width: none;
  margin-right: -8%;
  filter: drop-shadow(0 35px 42px rgba(0, 0, 0, .28))
}

.subscribe-panel {
  background: linear-gradient(125deg, #0b2d32, #154d46);
  padding: 46px 48px;
  grid-template-columns: .82fr 1.18fr;
  align-items: center;
  box-shadow: 0 28px 70px rgba(16, 38, 43, .16)
}

.membership-kicker {
  display: block;
  color: #e5c882;
  font-size: 11px;
  font-weight: 850;
  letter-spacing: .15em;
  text-transform: uppercase;
  margin-bottom: 12px
}

.membership-copy h2 {
  font: 700 48px/.98 Georgia, serif;
  letter-spacing: -.04em;
  margin: 0 0 18px
}

.membership-copy>p {
  font-size: 15px;
  color: rgba(255, 255, 255, .76);
  max-width: 450px
}

.membership-points {
  display: grid;
  gap: 9px;
  margin-top: 24px;
  color: rgba(255, 255, 255, .8);
  font-size: 12px;
  font-weight: 700
}

.membership-points span:before {
  content: "✓";
  color: #e5c882;
  margin-right: 9px
}

.membership-form {
  box-shadow: 0 20px 55px rgba(0, 0, 0, .17)
}

.plan-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  margin-bottom: 18px
}

.plan-option {
  position: relative;
  cursor: pointer;
  border: 1px solid #ccd5d1;
  border-radius: 13px;
  padding: 16px;
  background: #f7f8f6;
  display: grid;
  gap: 8px;
  transition: .16s ease;
  overflow: hidden
}

.plan-option--featured:after {
  content: "BEST VALUE";
  position: absolute;
  right: -30px;
  top: 12px;
  transform: rotate(35deg);
  background: #0f4c46;
  color: #fff;
  font-size: 8px;
  font-weight: 900;
  padding: 3px 35px;
  letter-spacing: .08em
}

.plan-option input {
  position: absolute;
  opacity: 0;
  pointer-events: none
}

.plan-option:has(input:checked) {
  border-color: #0f4c46;
  box-shadow: 0 0 0 2px rgba(15, 76, 70, .12);
  background: #f2f7f4
}

.plan-option span {
  display: flex;
  align-items: baseline;
  gap: 5px
}

.plan-option strong {
  font: 800 31px/1 Inter, sans-serif;
  color: #102c32
}

.plan-option small {
  font-size: 11px;
  color: #6a797a
}

.plan-option em {
  font-style: normal;
  font-size: 11px;
  font-weight: 800;
  color: #4d6162
}

.paywall-card {
  width: min(610px, 100%);
  padding: 30px
}

.paywall-price-strip {
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  align-items: center;
  gap: 12px;
  margin: 18px 0 2px;
  padding: 15px 18px;
  border-radius: 13px;
  background: #f0f4f1;
  border: 1px solid #dfe7e2
}

.paywall-price-strip>div {
  display: flex;
  align-items: baseline;
  gap: 4px;
  position: relative
}

.paywall-price-strip strong {
  font: 800 27px/1 Inter, sans-serif;
  color: #0f4c46
}

.paywall-price-strip span {
  font-size: 11px;
  color: #647575
}

.paywall-price-strip i {
  font-style: normal;
  font-size: 11px;
  color: #83908f
}

.paywall-price-strip small {
  position: absolute;
  left: 0;
  top: 31px;
  white-space: nowrap;
  font-size: 9px;
  font-weight: 850;
  color: #a06e23;
  text-transform: uppercase;
  letter-spacing: .05em
}

.mini-plan-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 9px;
  margin: 2px 0 15px
}

.mini-plan-grid label {
  cursor: pointer;
  border: 1px solid #d7dfdc;
  border-radius: 10px;
  padding: 11px 12px;
  display: flex;
  align-items: center;
  gap: 9px;
  background: #fbfcfb
}

.mini-plan-grid label:has(input:checked) {
  border-color: #0f4c46;
  background: #eff6f2;
  box-shadow: 0 0 0 2px rgba(15, 76, 70, .09)
}

.mini-plan-grid input {
  accent-color: #0f4c46
}

.mini-plan-grid span {
  display: grid
}

.mini-plan-grid strong {
  font-size: 12px
}

.mini-plan-grid small {
  font-size: 10px;
  color: #718080
}

.paywall-fineprint {
  font-size: 10px !important;
  line-height: 1.45;
  margin: 10px 0 0 !important;
  color: #84908f !important
}

@media(max-width:1100px) {
  .hero-grid--fullscreen {
    grid-template-columns: 1.04fr .96fr;
    width: min(100% - 40px, 1180px)
  }

  .hero h1 {
    font-size: clamp(48px, 7vw, 76px)
  }

  .hero-money {
    min-height: 500px
  }

  .hero-money img {
    width: min(650px, 125%);
    margin-right: -15%
  }
}

@media(max-width:900px) {
  .hero {
    min-height: calc(100svh - 98px)
  }

  .hero-grid--fullscreen {
    grid-template-columns: minmax(0, 1.06fr) minmax(300px, .94fr);
    gap: 0;
    padding: 48px 0 44px
  }

  .hero h1 {
    font-size: clamp(46px, 7.4vw, 68px)
  }

  .hero p {
    font-size: 17px
  }

  .hero-money {
    min-height: 450px
  }

  .hero-money img {
    width: 620px;
    margin-right: -29%
  }

  .subscribe-panel {
    padding: 38px 32px
  }
}

@media(max-width:700px) {
  .hero {
    min-height: calc(100svh - 98px);
    align-items: stretch
  }

  .hero:before {
    background: linear-gradient(180deg, rgba(5, 20, 25, .94) 0%, rgba(8, 27, 31, .83) 50%, rgba(8, 27, 31, .43) 100%)
  }

  .hero-grid--fullscreen {
    grid-template-columns: 1fr;
    display: grid;
    width: min(100% - 28px, 1180px);
    padding: 42px 0 0;
    align-content: space-between
  }

  .hero-copy {
    max-width: 620px
  }

  .hero h1 {
    font-size: clamp(44px, 13vw, 64px);
    max-width: 620px
  }

  .hero p {
    font-size: 16px;
    line-height: 1.55
  }

  .hero-actions {
    margin-top: 23px
  }

  .hero-primary,
  .hero-secondary {
    min-height: 45px;
    padding: 0 15px;
    font-size: 12px
  }

  .hero-trust {
    display: none
  }

  .hero-money {
    min-height: 250px;
    height: 31vh;
    justify-content: center;
    overflow: visible;
    margin-top: 8px
  }

  .hero-money img {
    position: absolute;
    width: min(610px, 112vw);
    max-width: none;
    right: 50%;
    transform: translateX(50%);
    bottom: -11%;
    margin: 0
  }

  .subscribe-panel {
    padding: 28px 20px
  }

  .membership-copy h2 {
    font-size: 38px
  }

  .plan-grid {
    grid-template-columns: 1fr
  }

  .paywall-price-strip {
    padding: 13px;
    gap: 8px
  }

  .paywall-price-strip strong {
    font-size: 24px
  }

  .mini-plan-grid {
    grid-template-columns: 1fr
  }
}

@media(max-width:420px) {
  .hero-grid--fullscreen {
    width: min(100% - 22px, 1180px);
    padding-top: 34px
  }

  .hero-kicker {
    font-size: 9px;
    margin-bottom: 14px
  }

  .hero h1 {
    font-size: 43px
  }

  .hero p {
    font-size: 15px
  }

  .hero-money {
    height: 28vh;
    min-height: 210px
  }

  .hero-money img {
    width: 125vw;
    bottom: -8%
  }

  .hero-actions {
    display: grid;
    grid-template-columns: 1fr
  }

  .hero-primary,
  .hero-secondary {
    width: 100%
  }

  .paywall-card {
    padding: 20px 16px
  }

  .paywall-price-strip {
    grid-template-columns: 1fr auto 1fr
  }

  .paywall-price-strip small {
    display: none
  }
}


/* V4 pensions article photos + richer article formatting */
.card-art.card-photo,
.article-art.article-photo {
  background-position: center;
  background-size: cover;
  background-repeat: no-repeat
}

.card-art.card-photo:before,
.article-art.article-photo:before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(to top, rgba(10, 22, 24, .35), rgba(10, 22, 24, .08) 45%, rgba(255, 255, 255, .02));
}

.article-body ul,
.article-body ol {
  margin: 0 0 22px 1.2em;
  padding: 0
}

.article-body li {
  margin: 0 0 10px
}

.article-body strong {
  color: #102c32
}

.article-body .table-wrap {
  overflow: auto;
  margin: 24px 0
}

.article-body table {
  width: 100%;
  border-collapse: collapse;
  min-width: 560px;
  background: #fff;
  border: 1px solid var(--line)
}

.article-body th,
.article-body td {
  padding: 12px 14px;
  border-bottom: 1px solid var(--line);
  text-align: left;
  font: 600 14px/1.45 Inter, sans-serif;
  color: #24373a
}

.article-body td {
  font-weight: 500;
  color: #415458
}

.article-body th {
  background: #eef2ef;
  font-size: 13px;
  text-transform: uppercase;
  letter-spacing: .05em
}

.article-body tr:last-child td {
  border-bottom: 0
}

.article-body .highlight-note {
  font-family: Inter, sans-serif;
  font-size: 14px;
  background: #fff4ec;
  border-left: 4px solid var(--orange);
  padding: 18px;
  border-radius: 6px;
  margin: 24px 0;
  color: #4e5f62
}

@media(max-width:620px) {
  .article-body table {
    min-width: 520px
  }

  .card-art {
    height: 210px
  }
}


/* V5 — full editorial category landing + photographed pension stories */
.pensions-masthead {
  padding: 46px 0 28px;
  background: linear-gradient(180deg, #edf1ed 0, #f5f4ef 100%);
  border-bottom: 1px solid var(--line)
}

.pensions-masthead__top {
  display: flex;
  justify-content: space-between;
  gap: 30px;
  align-items: flex-end;
  margin-bottom: 28px
}

.pensions-masthead h1 {
  font: 700 clamp(48px, 7vw, 82px)/.93 Georgia, serif;
  letter-spacing: -.055em;
  margin: 7px 0 12px
}

.pensions-masthead__intro {
  max-width: 620px;
  color: #5f7174;
  font-size: 16px;
  margin: 0
}

.pensions-masthead__stamp {
  font-size: 11px;
  color: #718184;
  text-align: right;
  max-width: 250px
}

.pensions-feature {
  display: grid;
  grid-template-columns: minmax(0, 1.45fr) minmax(300px, .8fr);
  background: #102f35;
  color: #fff;
  border-radius: 26px;
  overflow: hidden;
  box-shadow: var(--shadow)
}

.pensions-feature__media {
  min-height: 465px;
  background-size: cover;
  background-position: center;
  position: relative
}

.pensions-feature__media:after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, transparent 54%, rgba(16, 47, 53, .24))
}

.pensions-feature__copy {
  padding: 42px 38px;
  display: flex;
  flex-direction: column;
  justify-content: center
}

.pensions-feature__copy .eyebrow {
  color: #e8cd8b
}

.pensions-feature__copy h2 {
  font: 700 clamp(34px, 4vw, 53px)/.98 Georgia, serif;
  letter-spacing: -.04em;
  margin: 14px 0 18px
}

.pensions-feature__copy p {
  color: #c6d3d3;
  font-size: 15px;
  margin: 0 0 22px
}

.pensions-feature__author {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 12px;
  font-weight: 750;
  color: #dbe4e3;
  margin-bottom: 24px
}

.pensions-feature__author img {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  filter: grayscale(1);
  background: #d6dcda;
  border: 2px solid rgba(255, 255, 255, .75)
}

.pensions-feature__cta {
  display: inline-flex;
  align-self: flex-start;
  background: #fff;
  color: #173034;
  padding: 12px 17px;
  border-radius: 7px;
  font-size: 12px;
  font-weight: 850
}

.pensions-secondary {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 22px;
  margin-top: 22px
}

.pensions-secondary .article-card {
  display: grid;
  grid-template-columns: minmax(230px, .9fr) 1.1fr;
  min-height: 286px
}

.pensions-secondary .card-art {
  height: auto;
  min-height: 100%;
  background-size: cover;
  background-position: center
}

.pensions-secondary .card-copy {
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 28px
}

.pensions-secondary .card-copy h3 {
  font-size: 30px
}

.pensions-section {
  padding: 62px 0
}

.pensions-list {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 310px;
  gap: 54px;
  align-items: start
}

.pensions-list__items {
  border-top: 1px solid var(--line)
}

.pensions-row {
  display: grid;
  grid-template-columns: 220px 1fr;
  gap: 25px;
  padding: 25px 0;
  border-bottom: 1px solid var(--line)
}

.pensions-row__media {
  aspect-ratio: 16/10;
  border-radius: 15px;
  background-size: cover;
  background-position: center
}

.pensions-row__copy h3 {
  font: 700 29px/1.05 Georgia, serif;
  margin: 7px 0 10px;
  letter-spacing: -.025em
}

.pensions-row__copy p {
  color: #637477;
  font-size: 13px;
  margin: 0
}

.pensions-editor {
  background: #e9eeeb;
  border-radius: 20px;
  padding: 26px;
  position: sticky;
  top: 126px
}

.pensions-editor__top {
  display: flex;
  align-items: center;
  gap: 15px;
  margin-bottom: 16px
}

.pensions-editor img {
  width: 72px;
  height: 72px;
  border-radius: 50%;
  filter: grayscale(1);
  background: #d5dcda;
  border: 3px solid #fff;
  box-shadow: 0 5px 18px rgba(16, 38, 43, .12)
}

.pensions-editor h3 {
  font: 700 26px/1 Georgia, serif;
  margin: 3px 0 4px
}

.pensions-editor strong {
  font-size: 11px;
  color: #526a68;
  text-transform: uppercase;
  letter-spacing: .07em
}

.pensions-editor p {
  font-size: 13px;
  color: #617376;
  margin: 0
}

.article-photo {
  height: 420px;
  border-radius: 22px;
  margin: 28px 0;
  overflow: hidden;
  position: relative;
  background-size: cover;
  background-position: center
}

.article-photo:after {
  content: attr(data-label);
  position: absolute;
  right: 24px;
  bottom: 20px;
  color: rgba(255, 255, 255, .78);
  text-shadow: 0 1px 3px rgba(0, 0, 0, .25);
  font-size: 11px;
  font-weight: 850;
  letter-spacing: .15em
}

.article-body ul,
.article-body ol {
  margin: 0 0 22px 1.25em;
  padding: 0
}

.article-body li {
  margin-bottom: 9px
}

.article-body .table-wrap {
  overflow: auto;
  margin: 25px 0;
  border-radius: 12px;
  border: 1px solid var(--line);
  background: #fff
}

.article-body table {
  border-collapse: collapse;
  width: 100%;
  min-width: 560px;
  font-family: Inter, sans-serif;
  font-size: 13px
}

.article-body th,
.article-body td {
  padding: 13px 15px;
  text-align: left;
  border-bottom: 1px solid var(--line)
}

.article-body th {
  background: #edf1ef;
  color: #34484b;
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: .06em
}

.article-body tr:last-child td {
  border-bottom: 0
}

.article-body .highlight-note {
  font-family: Inter, sans-serif;
  font-size: 13px;
  line-height: 1.65;
  background: #fff2e9;
  border-left: 4px solid var(--orange);
  padding: 17px 18px;
  border-radius: 7px;
  margin: 24px 0;
  color: #4b5e60
}

@media(max-width:980px) {
  .pensions-feature {
    grid-template-columns: 1fr
  }

  .pensions-feature__media {
    min-height: 390px
  }

  .pensions-feature__media:after {
    background: linear-gradient(to top, rgba(16, 47, 53, .18), transparent 55%)
  }

  .pensions-secondary {
    grid-template-columns: 1fr
  }

  .pensions-secondary .article-card {
    grid-template-columns: 320px 1fr
  }

  .pensions-list {
    grid-template-columns: 1fr
  }

  .pensions-editor {
    position: static;
    display: grid;
    grid-template-columns: 85px 1fr;
    gap: 16px
  }

  .pensions-editor__top {
    display: contents
  }

  .pensions-editor p {
    grid-column: 2
  }
}

@media(max-width:680px) {
  .pensions-masthead {
    padding-top: 34px
  }

  .pensions-masthead__top {
    display: block
  }

  .pensions-masthead__stamp {
    display: none
  }

  .pensions-feature {
    border-radius: 18px
  }

  .pensions-feature__media {
    min-height: 245px
  }

  .pensions-feature__copy {
    padding: 25px 22px 27px
  }

  .pensions-feature__copy h2 {
    font-size: 36px
  }

  .pensions-secondary .article-card {
    grid-template-columns: 1fr
  }

  .pensions-secondary .card-art {
    height: 215px
  }

  .pensions-secondary .card-copy {
    padding: 22px
  }

  .pensions-secondary .card-copy h3 {
    font-size: 27px
  }

  .pensions-section {
    padding: 42px 0
  }

  .pensions-row {
    grid-template-columns: 1fr;
    gap: 15px
  }

  .pensions-row__media {
    aspect-ratio: 16/9
  }

  .pensions-row__copy h3 {
    font-size: 27px
  }

  .pensions-editor {
    grid-template-columns: 64px 1fr;
    padding: 20px
  }

  .pensions-editor img {
    width: 60px;
    height: 60px
  }

  .pensions-editor h3 {
    font-size: 22px
  }

  .article-photo {
    height: 245px;
    border-radius: 16px
  }

  .article-photo:after {
    right: 14px;
    bottom: 12px;
    font-size: 9px
  }
}


/* V6 — generic editorial hubs + compact paywall */
.hub-masthead {
  padding: 46px 0 28px;
  background: linear-gradient(180deg, #edf1ed 0, #f5f4ef 100%);
  border-bottom: 1px solid var(--line)
}

.hub-masthead__top {
  display: flex;
  justify-content: space-between;
  gap: 30px;
  align-items: flex-end;
  margin-bottom: 28px
}

.hub-masthead h1 {
  font: 700 clamp(48px, 7vw, 82px)/.93 Georgia, serif;
  letter-spacing: -.055em;
  margin: 7px 0 12px
}

.hub-masthead__intro {
  max-width: 690px;
  color: #5f7174;
  font-size: 16px;
  margin: 0
}

.hub-masthead__stamp {
  font-size: 11px;
  color: #718184;
  text-align: right;
  max-width: 260px
}

.hub-feature {
  display: grid;
  grid-template-columns: minmax(0, 1.45fr) minmax(300px, .8fr);
  background: #102f35;
  color: #fff;
  border-radius: 26px;
  overflow: hidden;
  box-shadow: var(--shadow)
}

.hub-feature__media {
  min-height: 465px;
  background-size: cover;
  background-position: center;
  position: relative
}

.hub-feature__media:after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, transparent 54%, rgba(16, 47, 53, .24))
}

.hub-feature__copy {
  padding: 42px 38px;
  display: flex;
  flex-direction: column;
  justify-content: center
}

.hub-feature__copy .eyebrow {
  color: #e8cd8b
}

.hub-feature__copy h2 {
  font: 700 clamp(34px, 4vw, 53px)/.98 Georgia, serif;
  letter-spacing: -.04em;
  margin: 14px 0 18px
}

.hub-feature__copy p {
  color: #c6d3d3;
  font-size: 15px;
  margin: 0 0 22px
}

.hub-feature__author {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 12px;
  font-weight: 750;
  color: #dbe4e3;
  margin-bottom: 24px
}

.hub-feature__author img {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  filter: grayscale(1);
  background: #d6dcda;
  border: 2px solid rgba(255, 255, 255, .75)
}

.hub-feature__cta {
  display: inline-flex;
  align-self: flex-start;
  background: #fff;
  color: #173034;
  padding: 12px 17px;
  border-radius: 7px;
  font-size: 12px;
  font-weight: 850
}

.hub-secondary {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 22px;
  margin-top: 22px
}

.hub-secondary .article-card {
  display: grid;
  grid-template-columns: minmax(230px, .9fr) 1.1fr;
  min-height: 286px
}

.hub-secondary .card-art {
  height: auto;
  min-height: 100%;
  background-size: cover;
  background-position: center
}

.hub-secondary .card-copy {
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 28px
}

.hub-secondary .card-copy h3 {
  font-size: 30px
}

.hub-section {
  padding: 62px 0
}

.hub-list {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 310px;
  gap: 54px;
  align-items: start
}

.hub-list__items {
  border-top: 1px solid var(--line)
}

.hub-row {
  display: grid;
  grid-template-columns: 220px 1fr;
  gap: 25px;
  padding: 25px 0;
  border-bottom: 1px solid var(--line)
}

.hub-row__media {
  aspect-ratio: 16/10;
  border-radius: 15px;
  background-size: cover;
  background-position: center
}

.hub-row__copy h3 {
  font: 700 29px/1.05 Georgia, serif;
  margin: 7px 0 10px;
  letter-spacing: -.025em
}

.hub-row__copy p {
  color: #637477;
  font-size: 13px;
  margin: 0
}

.hub-editor {
  background: #e9eeeb;
  border-radius: 20px;
  padding: 26px;
  position: sticky;
  top: 126px
}

.hub-editor__top {
  display: flex;
  align-items: center;
  gap: 15px;
  margin-bottom: 16px
}

.hub-editor img {
  width: 72px;
  height: 72px;
  border-radius: 50%;
  filter: grayscale(1);
  background: #d5dcda;
  border: 3px solid #fff;
  box-shadow: 0 5px 18px rgba(16, 38, 43, .12)
}

.hub-editor h3 {
  font: 700 26px/1 Georgia, serif;
  margin: 3px 0 4px
}

.hub-editor strong {
  font-size: 11px;
  color: #526a68;
  text-transform: uppercase;
  letter-spacing: .07em
}

.hub-editor p {
  font-size: 13px;
  color: #617376;
  margin: 0
}

.article-photo:after {
  content: attr(data-label)
}

/* no inner scrollbar on the membership modal */
.paywall {
  padding: 78px 16px 16px;
  align-items: center
}

.paywall-card {
  width: min(760px, 100%);
  max-height: none;
  overflow: visible;
  padding: 20px 22px;
  border-radius: 18px
}

.paywall-card>p {
  margin: 5px 0 10px
}

.paywall h2 {
  font-size: 29px;
  margin: 5px 0 6px
}

.paywall-price-strip {
  margin: 9px 0 11px;
  padding: 10px 13px
}

.paywall-price-strip strong {
  font-size: 22px
}

.paywall-price-strip span {
  font-size: 10px
}

.paywall-price-strip small {
  font-size: 8px
}

.auth-tabs {
  margin: 10px 0;
  padding: 3px
}

.auth-tabs button {
  padding: 8px
}

.paywall .field {
  margin-bottom: 7px;
  gap: 4px
}

.paywall .field label {
  font-size: 10px
}

.paywall .field input {
  padding: 9px 11px;
  font-size: 13px
}

.paywall .btn {
  padding: 11px 14px
}

.auth-register-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px
}

.auth-register-grid .field:first-child {
  grid-column: 1/-1
}

.paywall-fineprint {
  display: none
}

.home-link {
  margin-top: 8px
}

@media(max-width:980px) {
  .hub-feature {
    grid-template-columns: 1fr
  }

  .hub-feature__media {
    min-height: 390px
  }

  .hub-feature__media:after {
    background: linear-gradient(to top, rgba(16, 47, 53, .18), transparent 55%)
  }

  .hub-secondary {
    grid-template-columns: 1fr
  }

  .hub-secondary .article-card {
    grid-template-columns: 320px 1fr
  }

  .hub-list {
    grid-template-columns: 1fr
  }

  .hub-editor {
    position: static;
    display: grid;
    grid-template-columns: 85px 1fr;
    gap: 16px
  }

  .hub-editor__top {
    display: contents
  }

  .hub-editor p {
    grid-column: 2
  }
}

@media(max-width:680px) {
  .hub-masthead {
    padding-top: 34px
  }

  .hub-masthead__top {
    display: block
  }

  .hub-masthead__stamp {
    display: none
  }

  .hub-feature {
    border-radius: 18px
  }

  .hub-feature__media {
    min-height: 245px
  }

  .hub-feature__copy {
    padding: 25px 22px 27px
  }

  .hub-feature__copy h2 {
    font-size: 36px
  }

  .hub-secondary .article-card {
    grid-template-columns: 1fr
  }

  .hub-secondary .card-art {
    height: 215px
  }

  .hub-secondary .card-copy {
    padding: 22px
  }

  .hub-secondary .card-copy h3 {
    font-size: 27px
  }

  .hub-section {
    padding: 42px 0
  }

  .hub-row {
    grid-template-columns: 1fr;
    gap: 15px
  }

  .hub-row__media {
    aspect-ratio: 16/9
  }

  .hub-row__copy h3 {
    font-size: 27px
  }

  .hub-editor {
    grid-template-columns: 64px 1fr;
    padding: 20px
  }

  .hub-editor img {
    width: 60px;
    height: 60px
  }

  .hub-editor h3 {
    font-size: 22px
  }
}

@media(max-width:620px) {
  .paywall {
    padding: 70px 10px 10px
  }

  .paywall-card {
    padding: 15px 14px;
    border-radius: 15px
  }

  .paywall-kicker {
    font-size: 9px
  }

  .paywall h2 {
    font-size: 24px
  }

  .paywall-card>p {
    font-size: 11px;
    line-height: 1.35;
    margin-bottom: 7px
  }

  .paywall-price-strip {
    margin: 7px 0;
    padding: 7px 9px
  }

  .paywall-price-strip strong {
    font-size: 20px
  }

  .auth-tabs {
    margin: 7px 0
  }

  .auth-tabs button {
    padding: 7px;
    font-size: 11px
  }

  .mini-plan-grid {
    grid-template-columns: 1fr 1fr;
    gap: 6px;
    margin: 7px 0
  }

  .mini-plan-grid label {
    padding: 7px 8px
  }

  .mini-plan-grid strong {
    font-size: 10px
  }

  .mini-plan-grid small {
    font-size: 9px
  }

  .auth-register-grid {
    grid-template-columns: 1fr 1fr;
    gap: 6px
  }

  .paywall .field {
    margin-bottom: 5px
  }

  .paywall .field input {
    padding: 8px 9px;
    font-size: 12px
  }

  .paywall .btn {
    padding: 10px 12px;
    font-size: 11px
  }

  .home-link {
    font-size: 10px;
    margin-top: 6px
  }
}

@media(max-width:420px) {
  .paywall {
    padding-top: 66px
  }

  .auth-register-grid {
    grid-template-columns: 1fr
  }

  .auth-register-grid .field:first-child {
    grid-column: auto
  }

  .paywall-card {
    padding: 13px 12px
  }

  .paywall h2 {
    font-size: 22px
  }

  .paywall-card>p {
    display: none
  }

  .paywall-price-strip {
    grid-template-columns: 1fr auto 1fr
  }

  .paywall-price-strip small {
    display: none
  }
}
/* =========================================================
   Submission loader + activation state
========================================================= */

.submit-loading {
  overflow: hidden;
}

.submit-loader {
  position: fixed;
  inset: 0;
  z-index: 200;
  display: none;
  align-items: center;
  justify-content: center;
  padding: 24px;
  background: rgba(10, 27, 31, .72);
  backdrop-filter: blur(7px);
}

.submit-loader.is-visible {
  display: flex;
}

.submit-loader__card {
  width: min(360px, 100%);
  display: grid;
  justify-items: center;
  gap: 10px;
  padding: 30px 26px;
  border-radius: 20px;
  background: #fff;
  color: #173237;
  text-align: center;
  box-shadow: 0 30px 90px rgba(0, 0, 0, .28);
}

.submit-loader__card strong {
  font: 700 24px/1.08 Georgia, serif;
  letter-spacing: -.02em;
}

.submit-loader__card > span:last-child {
  color: #6b7b7e;
  font-size: 13px;
  line-height: 1.45;
}

.submit-loader__spinner {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  border: 4px solid #e6ece9;
  border-top-color: #ff5d21;
  animation: se-submit-spin .75s linear infinite;
}

@keyframes se-submit-spin {
  to { transform: rotate(360deg); }
}

.form-status.is-error {
  color: #a52a25;
}

.form-status.is-success {
  color: #17634f;
}

.form-status.is-pending {
  color: #9a5916;
  background: #fff7e9;
  border: 1px solid #f1d7aa;
  border-radius: 8px;
  padding: 9px 10px;
  line-height: 1.45;
}

.membership-activation-note {
  margin: 8px 0 10px;
  padding: 9px 11px;
  border-radius: 9px;
  background: #f4f0e6;
  color: #6c6046;
  font-size: 10.5px;
  line-height: 1.4;
}

.membership-activation-note strong {
  color: #3f493f;
}

/* Let the overlay itself scroll on very short screens, never the card. */
.paywall {
  overflow-y: auto;
  overscroll-behavior: contain;
}

.paywall-card {
  margin: auto;
}

/* =========================================================
   Thank-you pages
========================================================= */

.thank-you-main {
  min-height: calc(100vh - 180px);
  display: grid;
  align-items: center;
  padding: 62px 0 78px;
  background:
    radial-gradient(circle at 15% 15%, rgba(255, 93, 33, .08), transparent 34%),
    radial-gradient(circle at 86% 70%, rgba(15, 76, 70, .08), transparent 34%);
}

.thank-you-card {
  width: min(720px, 100%);
  margin: 0 auto;
  padding: 48px;
  border-radius: 24px;
  background: #fff;
  box-shadow: 0 28px 70px rgba(19, 45, 49, .10);
  border: 1px solid rgba(20, 44, 48, .08);
  text-align: center;
}

.thank-you-icon {
  width: 68px;
  height: 68px;
  margin: 0 auto 22px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: #e6f0eb;
  color: #0f4c46;
  font: 900 30px/1 Inter, sans-serif;
}

.thank-you-card .eyebrow {
  display: block;
  margin-bottom: 11px;
}

.thank-you-card h1 {
  margin: 0 0 16px;
  font: 700 clamp(40px, 6vw, 62px)/.98 Georgia, serif;
  letter-spacing: -.04em;
  color: #162f34;
}

.thank-you-card > p {
  max-width: 590px;
  margin: 0 auto 14px;
  color: #627376;
  font-size: 16px;
  line-height: 1.7;
}

.thank-you-note {
  max-width: 590px;
  margin: 24px auto 0;
  padding: 16px 18px;
  border-radius: 12px;
  background: #f4f1e8;
  color: #59655f;
  font-size: 13px;
  line-height: 1.55;
  text-align: left;
}

.thank-you-actions {
  display: flex;
  justify-content: center;
  gap: 10px;
  flex-wrap: wrap;
  margin-top: 28px;
}

.thank-you-actions .btn {
  width: auto;
  min-width: 210px;
  text-decoration: none;
}

@media (max-width: 620px) {
  .membership-activation-note {
    margin: 6px 0 7px;
    padding: 7px 8px;
    font-size: 9px;
  }

  .submit-loader__card {
    padding: 26px 20px;
  }

  .submit-loader__card strong {
    font-size: 21px;
  }

  .thank-you-main {
    min-height: calc(100vh - 150px);
    padding: 38px 0 52px;
  }

  .thank-you-card {
    padding: 32px 20px;
    border-radius: 18px;
  }

  .thank-you-card > p {
    font-size: 14px;
  }

  .thank-you-actions {
    display: grid;
  }

  .thank-you-actions .btn {
    width: 100%;
  }
}